Home Financing.

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We offer home, land and commercial products to fit your lifestyle. As well as secondary market financing options.

Enjoy banking again!

Mortgage Financing Offerings

First-Time Homebuyers – We can help you get a customized loan that takes advantage of available first-time homebuyer and down payment assistance programs.

Portfolio Loan –  A loan for unique properties, renovations projects, borrowers who do not meet traditional guidelines or borrowers with complex income calculations or documentation. This loan is both underwritten and serviced in house by Security State Bank.

Conventional Financing – Conventional financing is available on both fixed and adjustable rate mortgages, including interest-only loans. Private mortgage insurance (PMI) is required on loans with less than 20% down.

FHA, VA & Rural Housing – Government sponsored loans to help homebuyers find the home loan that is right for you. Take advantage of low down payment, favorable financing terms and competitive interest rates.

Construction or remodel – Whether you want to build your dream home or remodel the one you’re in, we will work with you and your builder to make your dream a reality.

Jumbo Loan – Available for borrowers who need a higher loan amount than regular conventional loan limits.

 

*All loan programs are subject to borrower qualifications and underwriting guidelines.