Privacy Policy

FACTS		WHAT DOES SECURITY STATE BANK DO WITH YOUR PERSONAL INFORMATION?

Why ?		Financial companies choose how they share your personal information. Federal law gives
		consumers the right to limit some but not all sharing. Federal law also requires us to tell you
		how we collect, share, and protect your personal information. Please read this notice carefully
		to understand what we do.


What ?		The types of personal information we collect and share depend on the product or service you
		have with us. This information can include:

		* Social Security Number
		* Income, Account Balances and Payment History
		* Credit History and Credit Scores

		When you are no longer our customer, we continue to share your information as described in
		this notice.


How ?		All financial companies need to share customers' personal information to run their everyday
		business. In the section below, we list the reasons financial companies can share their
		customers' personal information: the reasons Security State Bank chooses to share; and
		weather you can limit this sharing.


Reasons we can share your personal				Does	Can you limit
	information		Security State Bank Share ?		this sharing ?

For our everyday business purposes---
such as to process your transactions, maintain				Yes	No
your account(s), respond to court orders and legal
investigations, or report to credit bureaus

For our marketing purposes---
to offer our products and services to you				Yes	No


For joint marketing with other financial companies				No	We don't share


For our affiliates' everyday business purposes---				No	We don't share
information about your transactions and experiences


For our affiliates' everyday business purposes---				No	We don't share
information about your creditworthiness


For our affiliates to market to you				No	We don't share


For nonaffiliates to market to you				No	We don't share

Who we are...
Who is providing this notice ?				Security State Bank

What we do...
How does Security State Bank				To protect your personal information from unauthorized access
protect my personal information ?				and use, we use security measures that comply with federal law.
				These measures include computer safeguards and secure files
				and buildings.

How does Security State Bank				We collect your personal information, for example, when you
collect my personal information ?
				* open an account or deposit money
				* pay your bills or apply for a loan
				* use your credit or debit card

				We also collect your personal information from others, such as
				credit bureaus, affiliates, or other companies.

Why can't I limit all sharing ?				Federal law gives you the right to limit only

				* sharing for affiliates' everyday business purposes--information
				about your creditworthiness
				* affiliates from using your information to market to you
				* sharing for nonaffiliates to market to you

Definitions:
Affiliates				Companies related by common ownership or control. They can
				be financial and nonfinancial companies.

				* Security State Bank does not share with our affiliates.

Nonaffiliates				Companies not related by common ownership or control. They
				can be financial and nonfinancial companies.

				* Security State Bank does not share with nonaffiliates so they
				can market to you.

Joint marketing				A formal agreement between nonaffiliated financial companies that
				together market financial products or services to you.

				* Security State Bank doesn't jointly market.



Other Important information:
Credit Reporting: We may report information about your account to credit bureaus, like payments, missed
payments or other defaults on your account may be reflected in your credit report.

Questions ? Call 405-257-5411

SECURITY STATE BANK
P.O. Box 749
210 S. Mekusukey
Wewoka, Oklahoma 74884
405-257-5411 telephone
405-257-5415 fax

SECURITY STATE BANK
P.O. Box 1627
824 N. Milt Phillips
Seminole, Oklahoma 74868
405-303-2265 telephone
405-303-2711 fax