• Minimum balance to open $100.00.
• You must maintain a minimum daily balance of $1,000.00 in the account each day to obtain the current annual percentage yield.
• You will earn interest for every day during the period that your account equals or exceeds the minimum daily balance requirement.

• ATM card $5.00, ATM Photo Card $10.00.

• ATM reissue / renewal fee $5.00.

• ATM Photo Card reissue / renewal fee $10.00.

• ATM maintenance fee, $1.00 per statement cycle.

• A maintenance fee of $5.00 will be charged each monthly statement cycle.

• A per item fee of $.20 will be charged for each debit transaction (check paid, automatic transfer, ATM withdrawal or payment out of this account).

• Check printing fees vary by the style of check ordered.

• You may make only 6 withdrawals or transfers from your account each statement cycle – 3 by check and 3 otherwise. Transfers from a Money Market Deposit account to another account or to third parties by preauthorized, automatic or telephone transfers are limited to six per statement cycle, with no more than three by check, draft or similar order to third parties.

The interest rate and annual percentage yield may change at our discretion. We may change the interest rate on the account monthly.
The interest rate applied is tiered, based on the daily balance in account.

• 1,000 to 9,999
• 10,000 to 24,999
• 25,000 to 99,999
• 100,000 & above

Current interest rate and annual percentage yield will be provided at account opening or on request. There are no maximum or minimum interest rates on this account. Interest will be compounded monthly and will be credited to your account monthly. If you close your account before interest is credited, you will not receive the accrued interest.
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue on the business day you deposit noncash items (for example checks).

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