• Minimum balance to open $100.00.
• You must maintain a minimum daily balance of $5,000.00 in the account each day to obtain the current annual percentage yield.
• You will earn interest for every day during the period that your account equals or exceeds the minimum daily balance requirement.

• ATM card $5.00, ATM Photo Card $10.00.
• ATM reissue / renewal fee $5.00.
• ATM Photo Card reissue / renewal fee $10.00.
• ATM maintenance fee, $1.00 per statement cycle.
• A minimum balance fee of $8.50 will be imposed every statement cycle if the balance falls below $5,000.00 any day during the statement cycle.
• A per item fee of $.20 will be charged for each debit transaction (check paid, automatic transfer, ATM or payment out of this account) in excess of 15 during a monthly statement cycle.
• Check printing fees vary by the style of check ordered.

The interest rate and annual percentage yield may change at our discretion. We may change the interest rate on the account monthly. If you close your account before interest is credited, you will not receive the accrued interest.
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue on the business day you deposit noncash items (for example) checks. There are no maximum or minimum interest rate limits for this account. For current rate information contact us at (405)257-5411.