Statement Savings Account

Requirements

Minimum balance to open $100.00.
You must maintain a minimum daily balance of $150.00 in the account each day to obtain the disclosed annual percentage yield.

Fees and Transaction Limitations

ATM card $5.00.
ATM reissue / renewal fee $5.00.
ATM maintenance fee, $1.00 per month.
A minimum balance fee of $5.00 will be imposed every quarter if the balance in the account falls below $150.00 any day of the quarter.
An excessive withdrawal fee of $2.00 will be charged for each withdrawal in excess of three during a quarterly statement cycle.
Transfers from this account to another account are limited to six per month (for example, preauthorized automatic or telephone transfers).
No transfers by check, draft, debit card or similar order to third parties.

Variable Rate Information

You will earn interest for every day during the period that your account equals or exceeds the minimum daily balance requirements for the quarter.
Interest begins to accrue on the business day you deposit non cash items (for example, checks).
The interest rate and annual percentage yield may change at our discretion.
We will never decrease the interest rate unless we first give you at least 30 days notice in writing.