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NOW Account
Account for consumers who want a return on
their funds and yet need the use of their money on a daily basis.
Requirements
- Minimum balance to open
$100.00.
- You must maintain a minimum
daily balance of $1,000.00 in the account each day to obtain the
current annual percentage yield.
- You will earn interest for
every day during the period that your account equals or exceeds
the minimum daily balance requirement.
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Cost
- ATM card $5.00, ATM Photo Card
$10.00.
- ATM reissue / renewal fee
$5.00.
- ATM Photo Card reissue /
renewal fee $10.00.
- ATM maintenance fee, $1.00 per
statement cycle.
- A maintenance fee of $8.50 per
month will be charged each statement cycle.
- A per item fee of $.20 will be
charged for each debit transaction (check paid, automatic
transfer, ATM or payment out of this account) in excess of 15
during a statement cycle.
- Check printing fees vary by
the style of check ordered.
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Variable Rate
Information
The interest rate and annual percentage yield may
change at our discretion. We may change the interest rate on the
account monthly. If you close your account before interest is
credited, you will not receive the accrued interest.
We use the daily balance method to calculate the interest on your
account. This method applies a daily periodic rate to the principal
in the account each day. Interest begins to accrue on the business
day you deposit noncash items (for example) checks. There are no
maximum or minimum interest rate limits for this account. For
current rate information contact us at (405)257-5411.
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